TelComm Credit Union Current Rates

| | | |

Current Rates

This is your one-page stop to find out about our great CD, IRA and loan rates.

Account Rates (effective 1/1/09)

Savings Account	1.00% APR	1.00% APY
Checking Account	0.25% APR	0.25% APY
Account rates are updated quarterly. APY = annual percentage yield.

CD Rates (effective 1/1/09)

2-Year	3.10% APR	3.14% APY
1-Year	3.00% APR	3.03% APY
6-Month	2.75% APR	2.78% APY
90-Day	2.50% APR	2.52% APY
CD rates are updated weekly. $1000 minimum. APR = annual percentage rate APY = annual percentage yield

Individual Retirement Account (IRA) Rate (effective 9/1/08)

IRA Share Account	2.00% APR (4/1/08)	2.02% APY (4/1/08)
2-Year IRA CD	3.10% APR	3.14% APY
1-Year IRA CD	3.00% APR	3.03% APY
6-Month IRA CD	2.50% APR	2.52% APY
IRA share rates are updated quarterly APR = annual percentage rate APY = annual percentage yield

Share Secured Loan Rates (effective 5/23/08)

Share Secured Loan

Daily Periodic Rate .0123%

4.50% APY

Home Mortgage & Improvement Loan Rates (effective 1/31/08)

Auto, Truck & SUV Loan Rates (effective 5/23/08)

Model Year	Daily Periodic Rate	APR
New Vehicles: 2008-2009	.0137%	as low as 4.99%
Pre-Owned: 2006-2007	.0144%	as low as 5.24%
Used Vehicles: 2003-2005	.0178%	as low as 6.49%
Used Vehicles: 2002 & older	.0233%	as low as 8.49%
Term of loan is dependant upon vehicle mileage. Please call for details.

RV, Camper and Boat Loan Rates (effective 5/23/08)

Motor Homes Amortized at $2,000 per year, not to exceed 15 years and ballooning in 5 years.
Model	Daily Periodic Rate	APR
New Vehicles: 2005-2009	.0185%	as low as 6.75%
Pre-owned: 2004 & older	.0240%	as low as 8.75%
Travel Trailers Amortized at $2,000 per year, not to exceed 12 years and ballooning in 5 years.
Model	Daily Periodic Rate	APR
New Vehicles: 2007-2009	.0185%	as low as 6.75%
Pre-owned: 2006 & older	.0240%	as low as 8.75%
Boats Amortized at $2,000 per year, not to exceed 10 years and ballooning in 5 years.
Model	Daily Periodic Rate	APR
New: 2007-2009	.0240%	as low as 6.75%
Pre-owned: 2006 & older	.0240%	as low as 8.75%

Motorcycles (effective 5/22/08)


Model	Daily Periodic Rate	APR
New Vehicles: 2008-2009 Terms up to 60 months and also up to 100% financing for qualified buyers	.01641%	as low as 5.99%
Pre-owned: 2007 & older Terms up to 48 months and also up to 90% financing for qualified buyers	.01915%	as low as 6.99%

| | | |
| | | |